Fintech giant Fiserv is set to enhance its international footprint through a series of strategic acquisitions. The company has recently entered into an agreement to acquire Brazil-based fintech Money Money Servicos Financeiros S.A., further strengthening its position in the South American market. This acquisition complements Fiserv's previous purchases, including Pinch Payments in the APAC region and CCV in Europe. By integrating these companies' capabilities, Fiserv aims to provide innovative financial solutions that support small and medium-sized enterprises (SMEs) and streamline payment processes globally.
The integration of Money Money’s technology into Fiserv's Clover platform will enable personalized business financing options for clients, utilizing predictive analytics and cash flow management tools. Meanwhile, the acquisitions of Pinch Payments and CCV are designed to expand Fiserv's operational reach and improve payment orchestration capabilities across various regions, ensuring efficient and scalable payment solutions for businesses worldwide.
Fiserv’s acquisition of Money Money marks a significant step in expanding its operations within Brazil. This move not only bolsters the resources available to acquiring clients but also underscores Fiserv's dedication to supporting SME growth by enhancing local capabilities. By leveraging Money Money's expertise in receivables registry infrastructure regulated by the Central Bank of Brazil, Fiserv can offer tailored financial solutions that empower businesses to invest in their development. The transaction is expected to finalize in the latter half of 2025, pending regulatory approval.
This acquisition aligns with Fiserv's broader strategy of integrating advanced technologies into its offerings. Specifically, the launch of Clover in Brazil in December 2024 introduces a comprehensive suite of services aimed at optimizing business capital. These services include customized payment plans, cash flow support, native applications, and a marketplace featuring automation tools from software partners. By combining Money Money’s financial engine with Clover’s platform, Fiserv creates a powerful solution that enables SMEs to access working capital based on future receivables derived from prior sales transactions. Additionally, the inclusion of risk analysis and predictive performance metrics ensures businesses receive competitive rates tailored to their unique needs.
Beyond Brazil, Fiserv continues to broaden its global influence through targeted acquisitions. In April 2025, the company acquired Pinch Payments, gaining access to sophisticated payment orchestration tools. These tools simplify and scale payment processes for independent software vendors (ISVs), PayFacs, ISO agents, business payment service providers, and larger enterprises operating in the Asia-Pacific (APAC) region. This acquisition strengthens Fiserv's ability to deliver seamless payment experiences across diverse markets.
In March 2025, Fiserv further solidified its European presence by acquiring CCV. This move accelerates the deployment of the Clover platform and operating system throughout the continent while enhancing end-to-end payment solutions for customers. CCV specializes in streamlining payment processes during the customer journey, ensuring reliability and efficiency. Together, these acquisitions underscore Fiserv's commitment to fostering innovation and providing robust payment infrastructure on a global scale. By integrating cutting-edge technologies and regional expertise, Fiserv positions itself as a leader in the rapidly evolving fintech landscape, empowering businesses worldwide with advanced financial tools and services.